About Us
Guiding You Toward
Home Ownership
Personalized Loan Programs
FHA, Conventional, Jumbo, Non-QM, and specialty options matched to your goals and financial picture.
Low Down Payment Options
Explore Down Payment Assistance and 100% financing programs designed to make homeownership reachable.
Transparent Fee Structure and Accountability
Clear pricing, honest guidance, and direct access to your loan officer at every step.
About Torres Team
Tailored Loan Solutions to Unlock Your Homeownership Goals
Led by Martha Lilia Torres, our Merit Lending team matches you with the right loan program for your situation - giving you clarity, options, and confidence from application to keys in hand.
Monday - Friday : 9AM - 5PM
97%
Customer Satisfaction Rate
Our clients trust us to guide them from application to closing.
$150M
Loans Funded to Date
Real families, real keys, real homeownership results.
10-Day
Average Approval Timeline
Fast, clear decisions so you can move forward with confidence.
Borrow Smart
Smarter Financing Built Around Your Long-Term Goals
Personalized Loan Structure
A mortgage plan aligned with your income, timeline, and future plans.
Long-Term Equity Growth
Program choices designed to build equity and financial security over time.
Advisors
MEET OUR LOAN OFFICERS
Martha Lilia Torres
Sr. Loan Officer
NMLS: 1674416
📞 (702) 373-4993
Magalys Rodriguez Mederos
Loan Officer
NMLS: 2109700
📞 (786) 216-2609
Neisy Pineda
Loan Officer
NMLS: 2123160
📞 (702) 301-8806
Our Track Record
Testimonials
Homeowner Stories:
Real Families, Real Keys
Our clients trust us to guide them through every mortgage decision - from first-time purchases to refinancing and beyond.
★ ★ ★ ★ ★
Muy buen servicio me encanto como trabajan están muy al pendiente de todo gracias x sus servicios
Read more
Raul M
Las vegas nevada
★ ★ ★ ★ ★
Martha is a great loan officer that knows the value of time. She is serious about business and makes my life easy everytime I need a home. I highly recommend her services!
Read more
YURISMEL V
Las Vegas, NV 3 years ago
We’re Here To Help.
Whether you’re buying your first home, refinancing, or exploring your options, our loan officers are ready to guide you. Complete the form below to start your journey today.
Stay Informed
Get expert tips and financial insights delivered to your inbox every month.
Subscribe
Get In Touch
© 2025 Torres Team powered by Merit Lending. All rights reserved.